Instructor: John Brydels, Jr.
Office: Classroom
Phone: 225-806-3599
Office Hours: 30 Minutes before class or by appointment
Email: john@brydels.com Website: www.personalfinance123.com
Required Text: Personal Finance, 7th Edition, by Kapoor, Dlabay, and
Hughes
Calculator: Any calculator.
Course Objectives
Finance 123, Personal Finance, is designed to provide students with:
· An awareness and appreciation of the role of personal finance in their
planning and decision making..
· An understanding of the various functional areas of personal finance, and
their mutual associations and interdependencies.
· A basic competency in the identification, conceptualization, and solution to
problems in the functional areas of personal finance.
Class Attendance
Attendance will be recorded, and students are expected to make an effort to
attend all class meetings. Class attendance and participation are crucial to successful
course performance.
Academic Honesty and
Classroom Decorum
It is vital to the well being of the academic community that academic integrity
be maintained in the classroom. Toward this end, it is essential that all
measures of student performance reflect the students own work. Please refer to
the University Catalogue for University policies pertaining to academic honesty
and the penalties associated with violations of these policies. Students are
expected to conduct themselves in a professional manner during the assigned
class meeting times.
Grading Scale
The class will be given four
tests (of which the three highest scores will count), a Final Exam, and Problem
Quizzes.
Exam #1 - 100 points
Exam #2 - 100 points
Exam #3 - 100 points
Final Exam - 200 points
Problem Quizzes - 100 points
Total - 600 points
A 540 600
B 480 539
C 420 479
D 360 419
F 000 359
· Quizzes will be randomly administered based on assigned problems and will be
conducted on an open-notes basis. The lowest quiz score will be dropped. No
make-ups will be permitted for missed quizzes.
· The final exam is comprehensive and required for all students. Exams will
consist of objective-form questions and problems and be administered
closed-notes, closed-text.
If you are a qualified student with a disability seeking accommodations under
the American Disabilities Act, you are required to self-identify with the
Office of Student Life, Room 203, Student Union.
January 16
1A Lecture 1 Overview, Discussion of
Interest Rates, Time Value of Money, and Taxes
1B -0-
January 23
2A Lecture 2Chapter 1,2 Financial Planning, Goal Setting, Career Planning
2B Time Value of Money(Handout)
January 30
3A Chapter 3 and Chapter 5 - Chapters 3,5 Budgeting and Banking (and Homework Review
3B Review for Test 1.
February 6
4A Test 1 (
4B Review for Test 1 in 1st half of class
UNIT 2 BIG BUYS and
Introduction to Long Term Planning
February 13
5A Chapter 4 - Taxes
5B Chapter 6,7 Personal Credit
February 27
6A Buying a House .Buying a Home
6B Buying a House (continued)
March 6
7A Review Homework and Review for Test 2
UNIT 3 - INSURANCE
7B Buying a Car - Buying a Car
March 13
8A Review for Test 2 Chapters 4,6,7,8,9
8B Test 2
March 20
9A Chapter 10,11 - Insurance
9B Chapters 10, 11 - Insurance
March 27
10A Chapter 12
UNIT 4 INVESTMENTS AND
RETIREMENT SAVINGS
10B Chapters 13 and 14 - Investment Fundamentals and Stocks
April 3
11A Chapter 16 - Mutual Funds
11B Review for Test 3 (Ch. 10,11,12,13,14,16: Insurance, Investment Fundamentals, Stocks, Mutual Funds)
April 17
12A Review for Test 3 and Distribute Test 4 (Take Home Test)
12B Ch. 18 - Retirement Planning
April 24
13A TEST 3 - Ch. 10,11,12,13,14,16
13B Review for Final (Test 4 due if trying to be exempt from Final).
May 1
14A
FINAL EXAM and TEST 4 is DUE
14B